We have been in the receivables factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any difficult circumstances you might run into. We won't fold when the times get difficult, like a handful of receivables factoring companies regretfully have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty tough for you to choose which receivables factoring business will work best for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the ideal fit for your business - it could be us or another receivables factoring company.

We have a huge network of receivables factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to explain your needs to us, you'll quickly learn that we can help you find exactly what you need.

Most receivables factoring firms let you pick and choose your customers that you would like to factor. Although a handful of them normally require a minimum dollar amount in order to do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

Most receivables factoring firms will not be upfront about their fees. It doesn't make any sense why they do this. Be rest assured, We do not behave this way.  We are flat out upfront about our fees. When you apply, you are given a straightforward, no obligation rate offer with the fee for your company. See which other factoring company, If any, will be that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We hear your story, understand your struggles. Based on that information we will put together a customized solution for you. Most receivables factoring businesses especially the Silicon Valley ones mostly lay their money on an algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Most receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't forget the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is critical to avoid preventable write-offs.

We make sure to adopt first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Most other companies don’t even come close.